Pathway Insurance Brokers
The Partner You Can Trust
For All Your Insurance Needs, Corporate Or Individual, We Remain Your Trusted Partner. We Are Here To Serve You Always
Who We Are
Reliable Insurance Brokers In Lagos, Nigeria
Pathway Insurance Brokers Limited was incorporated in September 16th 2002 with an aim of providing professional insurance services to the public. With the full computerization of our operations and the installation of modern insurance software, backed with a crop of intelligent, result oriented and highly experienced staff that has put in a considerable number of years in the financial and non-financial service industry, our expertise will be bought to bear in our relationship with you.
Personal Insurance
Corporate Insurance
Loss Prevention
Claim Service
WE ARE YOUR LIGHT
Pathway Insurance Brokers Limited will be your advocate in the insurance marketplace. At PATHWAY, we advice you on how to answer questions on applications and can help interpret your answers to the underwriters who set your premium since we have intimate knowledge of the state of the insurance market. Also, we know the underwriters and the criteria they use in evaluating applications and this helps us to present your firm in the best possible light.
WE ARE YOUR VOICE
As experienced brokers, PATHWAY will know how to advice you in both hard and soft markets. Insurance markets are fluid, and circumstances can change quickly. The value of the advice you receive about companies, coverage and premiums will depend on the broker's experience. Knowledge is no use unless it is applied. We have the skills, pay attention to details, and are willing to exercise the knowledge on your behalf.
OUR VARIOUS COVERS
We are consultants offering our clients services and incepting covers on their behalf on the policies listed but not limited to those hereunder
The policy covers physical damage to the hull caused by fire, explosion and other marine perils. It also covers damage to machinery and other equipment and apparatus installed on the vessel which can be caused by collision or any other treat on the sea.
Marine Cargo Insurance Guarantees indemnity in the event of financial losses as a result of voyage mishap like sinking or stranding of carrying vessel, piracy, water damage to goods
Aviation insurance provides coverage for hull losses as well as liability for passenger injuries, environmental and third-party damage caused by aircraft
Travel insurance is a type of insurance designed to cover the costs and losses associated with unexpected events incurred while traveling. Premium is calculated according to your destination
Fidelity guarantee insurance (FGI) exists to safeguard your firm or organisation against theft of the firm’s own money, securities or property by an employee, partner, contractor or volunteer. FGI can also be known as first-party fraud, theft or employee dishonesty cover.
Mortgage Protection Assurance is a policy that guarantees the payment of outstanding balance in respect of the loan given by a financial institution. Mortgage protection is usually issued to protect an Organization from losing money loaned out to its customers or employees, which is not repaid before the demise of the borrower.
Health insurance or medical insurance is a type of insurance that covers the whole or a part of the risk of a person incurring medical expenses.
Money insurance policy provides cover for loss of money in transit between the insured’s premises, bank and other specified places occasioned by robbery, theft or any other fortuitous cause. It also provides cover for loss of money in the business premises, safe or vault, etc.
The house owners’ policy can apply to protect a landlord who owns the premises but does not occupy them. The householders’ policy covers the contents owned by the householder.
Professional indemnity insurance protects you against claims for loss or damage made by clients or third parties as a result of the impact of negligent services. This covers legal costs and expenses incurred in your defence and damages or costs that may be awarded.
Public Liability insurance covers any awards of damages given to a member of the public as a result of injury or damage to property caused by your business
Consequential loss insurance policies diminish indirect risks that arise from a situation and are typically offered in combination with regular business or property insurance. Consequential loss is considered an indirect loss, as opposed to a loss from a natural disaster or accident.
A burglary insurance policy is a type of crime insurance that covers losses resulting from burglary. Put simply, burglary refers to when someone uses force to unlawfully enter someone else’s property – even if they did not steal anything in the end.
Vehicle insurance, also called automotive insurance, is a contract by which the insurer assumes the risk of any loss the owner or operator of a car may involve in.
Fire and special perils policy is an insurance contract that safeguards the insured against unforeseen contingency caused by accidental fire, lightning, explosion/implosion, destruction or damage caused by aerial devices, man made perils in the form of riots, strike etc, natural calamities like storm, cyclone, flood etc, damage caused by impact by a rail or a road vehicle, damage cased by landslide or subsidence, peril caused by pollution and contamination, bursting and/or overflowing of water tanks, apparatus and pipes, missile testing operations, leakage from automatic sprinkler installations and bush fire.
This section provides cover for loss of or damage to the equipment from accidental causes while situated at the insured premises.
This policy is a benefit policy where compensation is paid to the insured against loss from accident leading to death, permanent disability, temporary disability and this covers medical expenses. The policy can be taken as an individual or for a group of persons.
Health insurance is a type of insurance that helps cover the cost of an insured person’s medical and surgical expenses
Group life insurance is a type of life insurance in which a single contract covers an entire group of people. Typically, the policy owner is an employer or an entity such as a labor organization, and the policy covers the employees or members of the group.